Insights

High-income shoppers flock to dollar stores on inflation

Dollar-store pet aisles are gaining higher-income shoppers, threatening branded pet treats with private-label substitution at checkout.

By Scott Zhu March 25, 2026 3 min read
High-income shoppers flock to dollar stores on inflation
Quick answer: Dollar Tree, Dollar General and Five Below are widening pet assortments of treats, toys, litter and accessories as higher-income shoppers normalize value channels. EY-Parthenon found households earning over $100,000 increasingly shop dollar stores for home decor, beauty and snacks, pressing branded pet treats toward private-label substitution and forcing pet specialty to sharpen its value tier.

Discount retailers report years of gains in higher-income shoppers, a shift accelerated by inflation. Wharton’s Jesse Handbury notes middle- and higher-income households are historically more coupon-prone, and macro pressure makes Dollar Tree a value option. Dollar Tree moved beyond $1 pricing in 2021 after buying Family Dollar, a multi-price strategy that Nova Southeastern research says protected margins while attracting wealthier shoppers.

Former CEO Rick Dreiling saw trading down among $80,000 earners in 2023; current CEO Mike Creedon says high-income households now favour multi-price items across all income tiers. Dollar General and Five Below report rising higher-income penetration too, with Five Below posting its best holiday quarter. EY-Parthenon found households earning over $100,000 increasingly shop dollar stores for home decor, beauty and snacks, while leaning on everyday-low grocers for fresh food.

Why it matters for the pet industry

Dollar Tree, Dollar General and Five Below are aggressively expanding pet assortments such as treats, toys, litter and accessories at price points inflation-hit pet owners now accept. As higher-income shoppers normalize value channels, branded pet treats face private-label substitution at the checkout.

For pet brands, the signal is dual: protect premium lines through differentiation while supplying these chains’ private-label demand. Pet specialty’s value tier must sharpen or cede share to dollar-store pet aisles. Private-label pet treats at dollar stores also reset price expectations that online pet retailers must answer with smart bundling. Dollar General and Five Below are replicating the model, broadening the value channel that now competes for pet owners.

What to watch

  • Whether dollar stores expand pet SKUs beyond treats in 2026.
  • If branded pet treats lose share to private label.
  • How $100k households’ dollar-store trips affect pet spending.

FAQ

Which dollar stores report higher-income shoppers?

Dollar Tree, Dollar General and Five Below all report rising higher-income penetration, with Five Below posting its best holiday quarter. EY-Parthenon found households earning over $100,000 increasingly shop dollar stores for home decor, beauty and snacks, while leaning on everyday-low grocers for fresh food, confirming the trade-down trend.

Why does pet value retail matter now?

Pet value retail matters because Dollar Tree, Dollar General and Five Below are expanding pet assortments of treats, toys, litter and accessories at price points inflation-hit owners accept. As higher-income shoppers normalize value channels, branded pet treats face private-label substitution, and pet specialty must sharpen its value tier or cede share.

Will branded pet treats lose share in 2026?

Watch whether dollar stores expand pet SKUs beyond treats in 2026 and if branded pet treats lose share to private label. With $100,000 households making regular dollar-store trips, price expectations reset for online pet retailers, which must answer with smart bundling rather than matching rock-bottom value-channel pricing.

Source intelligence adapted for the GlobalPetIndex pet-industry audience. Original publication: external brief.

Scott Zhu
Scott Zhu

Senior researcher at GlobalPetIndex, tracking pet business strategy, M&A and brand intelligence.